Daily Affordability Is Unobtainable
What can you do about it?
By Mitchell Vexler, January 7, 2026
How were trillions upon trillions of dollars stolen from this and future generations? Why are major cities rapidly decaying, with infrastructure disintegrating, corruption running amok, middle class shrinking, with most of the population struggling to afford the roof over their head and unable to pay for the basics such as a utility bill each month? Why are we seeing mass layoffs all over the nation? Why are property taxes continuing to rise year after year and the actual property values are decreasing? Why are the streets full of drug addicts and homeless people, and why are millions living in their vehicles???
Read:
We Live in the World of Fraud and Fraudsters - How to Protect Yourself
Proper Analysis = Proper Thought, Why the deep dive into proper analysis (especially part II)
A Bankrupt Population is a National Security Risk
Socialism is a National Security Risk.
You are not alone:
Messages Received From Concerned Americans
What do we know and what are we facing
What you can do about it:
You Can Make a Difference! A Holiday Wish for All.
How to Audit Your School District & Central Appraisal District
The Trials & Tribulations of Advocacy for Permanent Change – Part II
We made a big difference and so can you:
December 9 2025 - Press Release – Texas Attorney General
Either the law exists or it doesn’t. We are about to find out.
With just the videos on Real Estate Mindset’s YouTube channel, along with videos with Daniela Cambone of ITM Trading, available at these links...
https://www.youtube.com/@realestatemindset/videos
https://www.youtube.com/watch?v=uY5EpJl5fUo&list=PLnaZPq6_SQa346R3dyLqNM6irhTrFr4Us&index=5
plus, the information on www.mockingbirdproperties.com/dcad, including the site's section of Articles, Letters & Discussions, https://www.mockingbirdproperties.com/dcad#ArticlesLettersDiscussions, we should reach an audience of 1,000,000+ people per day, but that can’t happen without your help pushing them into every social media outlet you possibly can.
Please push and post the videos and the articles. If someone out there is an AI creator, or content creator, or an interested individual, the videos and all the content on www.mockingbirdproperties.com/dcad and in this Article are all free.
The more people that know, the better off we will all be, but quickly because roughly 42,000,000 households are in harm’s way of bankruptcy and or losing the roof over their head. We want people from Across the U.S. and Canada to be knowledgeable and sign the petition.
https://www.mockingbirdproperties.com/sign-petition
The only way to combat the throttling of the YouTube algorithm is by viewers insisting they want to learn about the topic and view the videos to gain knowledge, which is why we are doing what we are doing. Our goal is to inform all, including politicians, and then obtain advocacy at the local, State and Federal level.
The only way to insist, and get, permanent change starts with knowledge of the issues. The problem being property taxation as a result of socialism…resulting from Institutionalized Systemic Moral Hazard. The change comes from demanding a contract from politicians while simultaneously demanding from the courts true Constitutional results and filing criminal complaints against any politician who does not adhere to the State and Federal Constitutions as well as holding the criminals joint and severally liable.
Together we will make a permanent difference.
Be an advocacy army of one and of many for permanent change.
All Citizens, not just property owners, are affected by property tax fraud & school district bond fraud. It is important to help everybody become aware of how they are being defrauded. Whether you're new to this subject matter or already have a firm understanding, follow these links & get up to speed.
What's the difference between Omar, Chief Appraiser & Powell? All 3 & their organizations are frauds, as your money is transferred to their pockets, because the debt they created by virtue of fraud cannot be paid off but for printing more money, raising property tax values, issuing more bonds... creating more fraud.
There was no income tax until 1913. That was the same year the Federal Reserve was created. Coincidence? I think not! Accounting Fraud? Guaranteed. Let's review: 1. the current financial health of the U.S. & its people, 2. the historical counts provided by Erased Evidence, and 3. the actual words of Robert F. Kennedy.
Perhaps no phrase is used more to describe the grievances of the colonists in the lead up to the American Revolution than “No taxation without representation!” This Article is an immediate follow-up to We Don’t Need Arguments…We Have Facts, Law & Math. DCAD and SPENCER have FRAUD!
Opposing counsel, officer of court, is attempting to mislead & lie to SCOTX, as truth is that he is not just acting as defense for SPENCER or DCAD, but is in fact aiding & abetting a criminal conspiracy to defraud, participating in scheme to settle cases with no basis in law, fact or math...ignoring law, facts & math.
One should be asking for what purpose have these frauds been created and allowed to exist without adjudication? Who got the benefit in terms of fees, salaries, and interest paid? Could the ultimate answer be to consolidate and control capital flows, and would that not be the definition of socialism?
401(k)s, Pensions, IRAs, federal, state, local gov all invest in municipal bonds (school bonds). Property tax is bankrupting Americans. Schools are bankrupt & continue to ask for more $ (bonds & property taxes). Appraisal Districts fraudulently raise property values. Investing in bonds is investing in fraud.
Quick discussion concerning AI, preparedness, societal manipulation, and independent thought... from cell phones, to education, to healthy eating, to cost of living, to school district bond debt, to property taxes.
Often after writing an article I realize there is more detail and background information that would help to complete it. That is what is included here... a preamble of sorts.
A list of frauds and some links to evidence of fraud is presented. The Hidden Propaganda socialist Model is used by both political parties. The common enemy is inflation & those responsible. None of this would exist if the government and courts were doing their job. So...Why Gold? Why Silver? Why Now?
Report by Mackenzie Eason can only be viewed as a whitewash, because the report is inconsistent & wrong: could not have looked at the requirements or math of USPAP, did not examine the software override allowing manipulation of values; and would take 3 cross examination questions to completely prove the whitewashing.
Being highly levered is an assurance of mass destruction. At the breaking point, will spin out of control, as everybody heads for the exits simultaneously. And it's not just Private Equity structures, but School Districts, that are over-leveraged, requiring bailouts/additional taxes to pay for their financial crimes.
When economists say the economy is good… which economy, who’s economy, Wall St economy or Main St economy? There’s recession, if not depression, on Main St. Mom & Pop are over-burdened by property tax assessments, inflated to cover school district bond debt & compound cumulative interest, that can never be paid off.
This Open Letter is a bit of a premonition given my experience with politicians, economists, and fraudulent reports. I could be wrong, but let’s see how this plays out in the next few days.
Clock's ticking. Every moment, that passes without property tax repealed & replaced w/ uniform states sales tax, more households are in jeopardy of bankruptcy or losing home. Are you in that position now; are you struggling w/ monthly payments; how much more property tax before you're forced to sell... or go bankrupt?
In Texas, the system itself (CADs, IAAO, TAAO, AG, TEA, State Comptroller, others) all violated the laws & framework they are supposed to represent. Violations enabled fraud to start & grow and are now necessary to feed compound-cumulative interest on fraudulent school district bonds. Vexler's suit exposes this & them.
NY Federal Reserve reported US household debt reached $18.8 Trillion in Q4 2025, up 1% ($191 Billion) from previous qtr. We are at the end, where the compound interest on top of the compounded fraudulent debt cannot be paid down or off. The math is the math... socialism ends when you run out of other people's money.
As an offshoot of our main focus of property tax fraud & school district bond fraud, and in addition to Articles I wrote on socialist behavior (links provided), a pattern of Cultural Decay in both corporations & people has emerged which is the fallout of socialism. Consider the common traits of items presented here.
Roughly 42 mil US households are in harm’s way of bankruptcy or of losing the roof over their head due to property tax fraud & school district bond fraud. The unity among thieves, where they protect each other further expanding fraud, must be replaced with unity among lawful citizens. Your involvement is required!
Why invest in Silver? Vexler has written 6 other related articles discussing metals, the Fed, manipulation, and application of law. Links to these articles are included here... along with 36 additional points for consideration.
Government entities choose to turn a blind eye to what is mathematically quantifiable & politically visible and politicians modify laws to placate the public, only exacerbating the growth of the debt... with no person or entity held accountable... The Thread of Inconsequential Actions can be seen across the U.S.
1/30/2026 Supreme Court of TX requested response from opposing counsel representing Denton CAD. We expect opposing counsel will put forth same nonsense to prohibit adjudication of fraud being perpetrated against every real estate owner & every citizen in Denton County. Perhaps SCOTX now sees the Constitutional issue.
Although my focus is on property tax fraud & school district bond fraud, in effort to help protect against theft & erosion of property rights, precious metals, I continue to share my thoughts in videos & writings because they are all connected. And there's important topic concerning investing in mining companies.
A CONTRACT FOR AMERICA... How to Fight
Vexler provides quick thoughts & comments on Central Appraisal Districts, property tax fraud, school district bond fraud, lack of accountability, compound cumulative effect of bond debt, funding priorities, socialism, gold's resurgence, and credibility... Repeal Property Taxes in Favor of Uniform States Sales Taxes.
Article written by Brandon Smith lays out how history is repeating. He states "sometimes the war chooses you and you have to adapt." There are parallels in his discussion with property tax fraud & school district bond debt. Participation in your local community is not an option... it is an obligation, for your future.
Taxpayers who know something is wrong with appraisal practices & property valuations within their appraisal district should push for a Forensic Audit. Here is a guideline for the Scope of Work Letter between Forensic Accountant & Central Appraisal District, listing many violations and fraudulent activity to uncover.
What changed with U.S. National Debt, school district bond fraud, or U.S. National Deficits in last 24 hours leading to the 1/30/26 precious metals crash? How is crash of metals any different than crash of crude oil 11/28/25? It isn’t, except for 1 thing, manipulation... if not, outright fraud & criminal activity.
If you acknowledge this list as “truths” or if you agree and can answer yes to a majority of these qualifying statements and questions, you should be… investing in Metals and getting involved in repealing all real estate tax in favor of the Uniform States Sales Tax.
Following up on article “socialism is a Noun” I kept thinking about psychology of socialism & proof not just in fact that it was a con from inception, but proof of why it self-terminates when it runs out of other people’s money to steal. Let's review a Bisnow article about proposed bond funding in Ft. Worth Texas.
There are many factors to consider with silver, gold, platinum (commodities). The Federal Reserve with no accountability & no oversight has been printing money, not backed by assets, to support the banks & cover the bond debt, i.e. cover compound cumulative fraud upon compound cumulative fraud. So, who owns the bank?!
This article links to others and digs deeper to show why socialism is the antithesis of capitalism & the U.S. Constitution and why socialism should be codified as illegal... Stop theft & fraud, repeal all property tax in favor of the Uniform States Sales Tax. Your involvement as taxpayer & property owner is crucial.
The 2 largest purveyors of fraud in the U.S. are the Federal Reserve & the School Districts which own the CADs and this is the Civil Rights issue of our generation. In my humble opinion, the true solution is to Chain the Doors of the Federal Reserve and repeal all property tax in favor of the Uniform States Sales Tax.
2011 Report from the Office of Inspector General, along with various letters, discussed & analyzed bank failures and provided recommended course of actions.. of which none were followed... and here we are today... let's review it all & the Federal Reserve.
State(s) Property Tax Codes are criminally violated, not just 1 or 2 sections of code, on an epic level, including failure to comply with Uniform Standards of Professional Appraisal Practice which is required in the code of law. Property Taxes must be repealed in favor of the Uniform State(s) Sales Tax to save us all.
Every Citizen should be greatly bothered by any political party, official, or judge refusing to adhere to Constitutional law, as in the end, all citizens regardless of party affiliation end up paying for the fraud created. Socialism, a means to perpetrate/perpetuate fraud, should be codified illegal. Protect yourself.
There's a direct correlation to property tax fraud, silver scam, & printing of money via U.S. Treasury & Federal Reserve. The nexus is the creation of false value being fraudulent property valuation from which to steal tax revenue, fraudulent paper chasing paper from which there is no physical to back up the paper...
Auditing serves as a critical function, providing credibility to financial information & enhancing accountability of governmental entities. If your school district & appraisal district are participating in a criminal conspiracy to defraud, you have a civic duty to expose them because it is your money they are stealing.
A Sampling of Recent Messages Attached to Petition Signatures
Recapping recent articles, videos, & events related to school & municipal bond debts, property taxes, and the financial stability of property owners and tax paying citizens… along with a reminder that YOU CAN MAKE A DIFFERENCE.
Conroe Texas' example of the pattern & practice of Institutionalized Systemic Moral Hazard that's playing out across the US: Public Private Partnerships, School Bond Fraud, Economic Development Commissions. The common nexus is fraudulent overvaluation & over taxation of property, annually increasing to cover up fraud.
Prepared to go bankrupt to support your school district that is failing in education & equity stripping your home & future via the outstanding fraudulent school bond debt? Let's repeal all property tax in favor of Uniform States Sales Tax, end the socialist nightmare, & feed those strangled by the socialists.
Please forgive bluntness of this letter. The Financial Stability Oversight Council Report December 2025 has a conclusionary fatal flaw especially regarding pgs 29 – 38 which has ramifications in other areas of Report: fraudulent property tax, school district accounting & bond fraud and related State & Federal crimes.
What's the connection between Bitcoin, Trading, Federal Reserve, the Texas investigation of over-taxation, socialism, the repeal of property tax, & Precious Metals... a Crisis of Confidence... loss of faith in ability to achieve goals or trust institutions, leading to feelings of doubt & uncertainty about the future.
Attorney General Ken Paxton Launches Statewide Investigation of Nearly 1,000 Texas Cities to Ensure Municipal Transparency and Stop Illegal Tax Increases. If you believe a municipality is in violation of Section 103.001 or 103.003 of the Local Government Code you may file a complaint.
The Press & Federal Reserve have stated that we are not in a recession. The evidence is the opposite. Any one of the 50 issues presented here is enough to cause a recession or major credit crisis... Existing laws are not enforced... Measures need to be implemented... Stop Institutionalized Systemic Moral Hazard.
Basics of economics are not being taught. Health care costs have exploded. Individual, Local, State, & National debt is at all-time highs. Property taxes are stealing equity. Risk of bankruptcy or loss of home is increasing. Restore Mom & Pop’s balance sheet. Repeal property tax, in favor of Uniform States Sales Tax.
Inflation, loss of purchasing power, debt, and fraud… The real national security risk is the 37.8% (42,000,000) households that are in harms way of bankruptcy or losing the roof over their head.
To expand on yesterday’s Trials & Tribulations of Advocacy for Permanent Change – Repeal Property Tax in favor of Uniform States Sales Tax, this Part II will tie several elements together that we all experience & prove up why we must individually & collectively advocate for permanent change.
What does it take to effect change for the betterment of society? Are you willing to learn to help your family and society? Does helping society have to cost you money? Can my family and I benefit by being involved? What can I do to help? What can I expect for my efforts?