The Psychology of socialism

By Mitchell Vexler, January 29, 2026

Following up on the article “socialism is a Noun” I kept thinking about the psychology of socialism and proof not just in fact that it was a con from inception but proof of why it self-terminates when it runs out of other people’s money to steal.

The cause of this article was a story on Forth Worth which appeared in Bisnow today, January 29, 2026 as follows:

[start excerpts from Bisnow]

“Fort Worth officials are (1)  doubling down on their plan to bolster affordable housing in the city through a proposed bond program.

Fort Worth officials plan to ask voters to approve a (2) $10M bond proposition to support affordable housing initiatives.

The Fort Worth City Council (3) increased a planned bind proposition to support affordable housing initiatives from $5M to $10M during its Tuesday meeting, according to the Fort Worth Report. The item is slated to be one of six propositions that will go before Fort Worth voters in May as part of the city’s expected (4) $845M bond package. 

If the bond proposition is approved, (5) the city intends to allocate $5M to single-family homeownership initiatives through a partnership with the Fort Worth Community Land Trust. The partnership will use $1M to buy land and existing properties for affordable housing. 

The remaining $4M would be used to renovate those properties, Fort Worth Senior Capital Projects Officer April Rose said. That would create 20 to 25 affordable homes for buyers. 

The $5M added to the proposition (6) could be used for affordable multifamily projects and short-term housing, according to Rose. 

Councilmember Mia Hall (7) called Fort Worth's affordable housing situation a crisis earlier this month after local housing advocates pushed for an increase in the original bond proposition amount.

Donna VanNess, president of the nonprofit Housing Channel, said homeownership is out of reach for most middle-class households in Fort Worth.

“People just aren’t used to the fact that you can’t buy a house here and just be a teacher, fireman or whatever,” VanNess told the Fort Worth Report.

From 2017 to 2025, Fort Worth’s average home value increased by more than 62% to $305,476, according to the Tarrant Appraisal District. The city’s population grew by just 16% during that time. 

The bond also includes (8) $59.9M for an animal care and shelter facility as well as (9) $14.6 for public libraries. The council has until Feb. 13 to add the bond package to the May 2 election.

Developers are also bringing affordable housing  to the city (10). 

The NRP Group opened the 67-unit Thrive on Crawford mixed-income development in Fort Worth earlier this month. Nearly 90% of the project’s apartments are reserved for tenants earning 30%, 50% and 60% of the area median income. 

Chicago-based 3L Real Estate is spending $58M to convert the 300K SF office building at 115 W. Seventh St. in Fort Worth into a multifamily building that will include affordable rents. As part of an infrastructure reimbursement from the city's tax increment finance zone No. 8, 20% of the building's planned 330 units must be reserved to maintain below-market rents for 10 years. “

[end excerpts from Bisnow]

The news article unintentionally lays bare the failings of Fort Worth, and many other similar communities including Conroe, and including thousands of school districts, by virtue of what is irrefutably socialism that failed and will continue to fail as more of your taxpayer money is thrown into the abyss of failed socialist policies.

In corresponding order to the numbers in above, here is the fraud being committed against you, the property taxpayers and bond investors.

(1) “doubling down on their plan to bolster affordable housing”. What plan? Articulated where? What math was used to justify the alleged plan and what math was used to justify taking tax dollars and redistributing those dollars into private enterprise which is also selective enforcement?

(2) “$10M bond proposition to support affordable housing initiatives”. Where are the initiatives articulated? What math was used? Where are the operating statements and history of the properties and or projects where this money will allegedly be used? If that money is not used, then where does it go?

(3) “increased a planned bond proposition to support affordable housing initiatives from $5M to $10M during its Tuesday meeting”. Why? Where is the report outlining the issues?

(4) “$845M bond package”. What other hidden gems of unfettered theft are occurring within this “bond package” that you the taxpayer are paying for?

(5) “the city intends to allocate $5M to single-family homeownership initiatives”. “Intends” where does the money go if your intent is not real? How is the money to be distributed? Who verifies the money went to the appropriate source and how that money was utilized? Where are the checks and balances? 

(6) “could be used for affordable multifamily projects”. “could be”? Words have meaning. Lack of words is intent to defraud by omission.

(7) “called Fort Worth's affordable housing situation a crisis”. Exactly how did this crises come about? How many hundreds of millions of dollars have been wasted on pet projects since the year 2000 and what is the result of that money being spent? So, to be crystal clear, the attitude and actions of City Council are…we are not liable for our actions, just give us your money and watch us continue to create once crisis after another! Those “who know not that they know not are fools and this socialist behavior is the culprit of tens of thousands of families going bankrupt in Ft. Worth, which leads to the question of... is the bond rating of Ft. Worth bonds correct? We have proven the majority of school district bonds are in reality sub-junk, as hundreds of school districts are bankrupt. See December 9 2025 - Press Release – Texas Attorney General. It is not a question of “if”, it is a question of “when” and the clock is ticking which is exactly why precious metals are running which is proof of a crisis of confidence. See the article,  Crisis of Confidence.

(8) & (9) Animal no-kill shelters are a necessity because there are no bad animals, just bad owners and finding a good home for these animals is necessary. Public Libraries are a necessity because people need a place to get the education that is not received in school. 8 and 9 are not socialism. They are a social policy. See We Live in the World of Fraud and Fraudsters - How to Protect Yourself.

(10) “Developers are also bringing affordable housing”. As private developers are brining “affordable” housing, for what purpose does the City of Forth Worth take more tax dollars to support their failed redistribution of money over the last 30 years? Is there a single person on city council that can define “affordable”? Is there a single person on City Council that understands the math? See Daily Affordability is Unobtainable - What can you do about it . If council members can’t articulate the problem and rely on city staff, some of which have socialist agendas, then society ends up with exactly what they don’t want, which is socialism which ends in bankruptcy or worse being civil war. An interesting fact is that society is just 9 meals away from social unrest. Where do those people go, who are losing their homes because they can’t afford the property taxes, or have to decide between food and a roof?

The above 1-10 issues prove the hollow statements by Forth Worth City Council, and lack of questions by the press all of which is designed to mislead you the taxpayer into thinking that everything is fine, normal, nothing to see here, while simultaneously equity stripping the amortization from your mortgage and creating your property tax rate at roughly 8.6% of your gross income. The press is nothing more than parrots and they refuse to do real journalism, and you, the taxpayer, are being misled as a result of municipal bond fraud, school district bond fraud, and useless press. The politicians cannot be trusted, and either can the press, which means the Citizens are on their own and must get involved at a local level to turn the tide or face imminent bankruptcy. Roughly 38.7% of the household population in Fort Worth cannot afford the roof over their head. This is the Amicus Brief now at the Supreme Court of Texas.

Given the above, what is to separate Ft. Worth from the failed socialist policies of California?

But it gets worse, when you understand that those bonds transfer the liability of the fraud created by the officials onto your back for the next 30 – 40 years with compound cumulative interest and then they create more bonds almost on an annual basis so what you end up with is paying for their financial sins on a compound cumulative fraud on top of compound cumulative fraud. The Federal Reserve prints money not backed by assets which is called counterfeiting and Fort Worth is printing money via taking your money being 8.6% of your gross income today, but that 8.6% must grow because just like the Federal Reserve, the deficit grows as a result of the compounding interest. They both roll out the debt and roll up the interest, meaning the debts are compounding in addition to the interest compounding. This is exactly the proof that socialism self-terminates when you run out of other people’s money to steal. You are the amortization schedule for Ft. Worth, and most people are out of money to pay the interest or to pay the debt reduction thus the self-termination of socialism.

socialism is the cause. Your bankruptcy is the effect!

Capitalist systems are based on self-interested behavior and competition between individuals to make profit.  It is this very competition that creates the best result for society.

socialism as a political concept (con) is based on the fair distribution of wealth (where there is no such thing because it picks winners and losers), the sharing of property, and equality, which there is no such thing. See socialism is a Noun. A synonym for socialism is theft, Last Rat Standing.

Human behavior suggests that humans are predisposed to altruism.  One can be altruistic when one has money in their pocket. Altruistic can be a social policy and a social policy is not socialism. From infancy, humans try to help each other achieve their goals, including unfamiliar new people. People are motivated to help one another due to feelings of sympathy, and external rewards. This is achieved through capitalism, not socialism. 

socialism is printing money and transferring the liability onto taxpayers.

Humans exhibit more altruism towards non-family members of their society. Feeling concerned for those of which we are interdependent is what advocacy and human nature is about. We want to help those in our wider social group, who depend on us, and on whom we depend. Advocacy starts at the local level because all real estate is local, local, local.

Human behavior can be temporarily manipulated until the truth of the manipulation becomes evident.

Altruism is built into human nature. Altruism occurs when people can afford the money or time to help others and altruism occurs as a result of capitalism.

socialism and socialist policies is what you are seeing play out live in Ft. Worth and dozens of other large cities, both red and blue, and society pays the price because the black letters of the law were not enforced thus creating Institutionalized Systemic Moral Hazard which created debts that cannot be paid off. See The Importance of the Vexler Case to Texas.

Advocacy is no longer an option; it is a civil responsibility.