I Don't Know What They Think They Know,

What I Do Know is This...

By Mitchell Vexler, January 9, 2026

State(s) Property Tax Codes are being criminally violated, not just one or two sections of the code, but on an epic level, including a failure to comply with Uniform Standards of Professional Appraisal Practice (USPAP) which is required in the code of law.

See

Wheel of Fraud

and

www.mockingbirdproperties.com/dcad

and

Violations Reviewed

and

Interview with Daniela Cambone, https://www.youtube.com/watch?v=uY5EpJl5fUo.

I don't know what they think they know, but what I do know is this:

• Property Tax Codes, Constitutions, & USPAP are similar in all States.
• Violated Rule 5-1(a) by not correctly employing recognized techniques to produce a credible mass appraisal.
• Violated Rule 5-1(b) by committing substantial error of omission & commission that significantly affect mass appraisal.
• Violated Rule 5-1(c) by rendering mass appraisal in a careless & negligent manner.
• Texas Property Tax Code 23.01(e) says Chief Appraiser must use "clear and convincing evidence".
• Texas Property Tax Code 23.012, Income Method of Appraisal is ignored and fraudulent income statements created.
• Texas Property Tax Code 23.013 is violated by not using TRUE like-kind properties when using sales data to render value.
• Texas Property Tax Code 42.26, remedy for unequal appraisal is violated when appraisal value is not within 10% of median value of comparisons.
• Violated Texas Constitution Article 8, Section 1(a) as property taxation (valuation) is not equal and uniform as required.
• Violated Texas Constitution Article 8 Section 20 as properties have been valued for ad valorem taxation higher than fair cash market value.
• Violated Texas Property Tax Code Chapter 5 Section 5.01 - State has not taken responsibility for appraisal districts fraud see FIOA Request to Texas Attorney General.
• Violated Texas Property Tax Code Chapter 5 Section 5.04 - State nor TDLR has taken responsibility for failed standards. TDLR is licensing future criminals.
• Tax Roll Certification is fraudulent.
• Violated TDLR, Texas Administrative Code Chapter 94 Regulations for Property Tax Professionals.
• Violated TALCB, Texas Appraiser Licensing & Certification Act, Chapter 153.
• Used 313 Agreements to deceive the real estate tax paying public via school districts funding private solar fields.
• Employed School District kickback schemes involving HVAC Contracts, Building Contracts, Food Contracts.
• Used TIF (Tax Increment Financing) to fund private development, picking winners and losers by the municipalities at the expense of the property taxpayers.
• Violated Oath of Profession when code of ethics and laws are broken - TDLR, TALCB, IAAO, TAAO & professional organizations
• Violated Oath of Office by not following laws; many individuals failed at their duties, Chief Appraiser, Board Members, ARB members etc.
• Broke Texas Penal Code 37.11 - defaulting in duties as public official is impersonating a public official 3rd degree felony
• Broke Texas Penal Code 7.01 - intentionally failed to report criminal activity.
• Violated Texas & U.S. Administrative Procedures Act.
• Violated American Procedures Act.
• Violated U.S. Constitution 1st, 5th, 14th, 16th Amendments.
• Violated Title 42 U.S. Code Section 1986, Knowledge of Wrongful Act & Power to Prevent – Those in charge, i.e. Chief Appraisers, School District Superintendents and their employees and boards, know they are breaking the law, were told and shown they are breaking the law, and chose to do nothing about it.
• Violated Title 18 of Criminal Code, U.S. Code Section 1621- Perjury Defined is applicable to every Registered Professional Appraiser when they intentionally choose to lie and mislead the ARB panels.
• The ARB panels are comprised of people who are not trained to detect fraud, can’t add, have no training in the requirements of USPAP and were created to appease the public meaning they are the closed end for the Appraisal District and do not exist for the benefit of the property taxpayers. They are irrefutably part of the con. See the Amicus Brief and Importance of the Vexler Case to SCOUTX.
• Title 18 U.S. Code Section 1512 c 1 2 says who corruptly alters, destroys or conceals a record is subject to criminal prosecution.
• School District Bond values have been based on the implicit guarantee of the real estate taxpayers; they are not true value under law.
• Bond investors, i.e. 401K and Pensions, are at considerable risk due to overvaluation and over taxation by the CADs.
• Result of all of this across the U.S. in past 5 years is approx. $22.5 Trillion of equity stripping property owners by over valuation of roughly $450 Billion in over taxation via FRAUD.
• Fraud / Chaos = Instability = Compounding Cumulative Violations of Law.           
• Real Estate Property Taxes = Ground Zero.  Central Appraisal Districts ignore by intent every single real estate appraisal law written.
• No U.S. Homeowner signed and agreed to pay ground rent. No State in the U.S. has the authority to charge a ground rent. (16th Amendment)
• Local Taxing Entities create fraudulent demand for debt, where School districts are approximately 83% liable for the debt demand. (Look at your local Bond Elections.)
• The "implicit guarantee" of the real estate taxpayer is an "implicit guarantee" of bankruptcy of the Taxing Entities and the Taxpayer.
• 37% of the Households (multifamily and single family) are in harm’s way of bankruptcy or losing the roof over their head.
• What is the Probability of Default of a school bond, when 72% of the Households can't afford the deemed median price of a home?
• With a modest Probability of Default being 15.3% the Loss Given Default on the School District bonds would be approximately 40%.
• School Districts with no Bond Schedule, no Balance Sheet with notes tied to Bond Schedule, no future Cost Benefit Analysis, all of which is Intentional Omission.
• School Districts Audits are fake. Who audited the maintenance contracts? Audit is meaningless if the auditor does not look at the evidence.
• Taxing Entity Debts that are not retired but rolled up and interest rolled out both grow Compound and Cumulative which Equity Strips all real estate property owners. (RICO)
• Central Appraisal Districts violating State and U.S. Constitutions. See article, Is This Sustainable?
• Pre-Determined Budgets are given to CAD's Chief Appraiser from which fraudulent property values are created to meet the budget. The software is rigged to allow criminals to manipulate government documents and laws from which to created fraudulent values including changing sq. ft., age of structures, quality, fraudulent income, all of which cause a cascade of fraud.
• What is to stop any Chief Appraiser from inflating property values to infinity in 2025? What is the legal governor as the laws are ignored? Property values are decreasing in 2025 and yet the demand for school district bond fraud and operations is increasing causing the demand of taxpayer funds to increase and none of which has anything to do with proper valuation as required under USPAP.
• In Texas the State Comptroller adds another layer of fraud in the form of the Property Valuation Study (Pre-Determined Budget). See Criminal Complaint filed.
• 16th Amendment to U.S. Constitution prohibits a tax on unrealized gains. Market Value is an Unrealized Gain. See articles, Why is Property Tax Illegal and We Live in the World of Fraud and Fraudsters – How to Protect Yourself.
• The Taxing Entities, of which the School District is one, own the CADs. 
• The Federal Reserve should have the doors chained. It exists and manipulates the markets for the purpose of backstopping the banks. The U.S. dollar has lost 97% of its purchasing power since the creation of the Federal Reserve in 1913. This is not a coincidence it is a result of printing money not backed by assets which causes inflation which erodes purchasing power.  The school districts have done the exact same thing in terms of printing money using your income and your property tax as their vehicle of printing money in violation of the 16^th Amendment to the U.S. Constitution.
• The Federal Reserve adds money to the banking system to replace what was destroyed by fraud and government's bad investments. The School Districts increase the demand for bonds to cover off prior bonds, which are growing compound cumulatively, and then add more bonds on an almost annual basis… this is the definition of a Ponzi scheme.
• U.S. National Debt approximately $38 Trillion with a $1.8 Trillion deficit requires printing of money to cover the deficit and that leads to inflation. (The current Administration is working to bring the deficit down via mass re-negotiating globally, but this takes time.)
• U.S. National Debt + Unfunded Liabilities + Local Taxing Entities Debt means each taxpayer in the U.S. owes approximately $1.3 Million.
• GDP in 2025 would have to double to $51 Trillion in order to pay down just $2 Trillion of U.S. National Debt. Probability ZERO.
• Create a crisis - immigration for votes. Cost > $1 Trillion per year at $64K per illegal immigrant. Hotel Rooms at $352/night in NY = $10K per/month. Both your federal tax dollars and local real estate tax dollars are paying for these crimes.
• The CPI is a fraud in that it does not include the cost of illegal immigration.
• Printing Money = Inflation. Federal Reserve creates inflation and the CADs create a fraudulent tax on inflation.
• Printing Money leads to hyper-inflated stock values with Price to Earnings Ratio well beyond reasonable P/E of 16 – 20.     
• Inflation leads to higher interest rates. Interest rates have increased 300% in 3.5 years. Higher Interest Rates make the problem much worse.
• Demand drops. as consumers have to decide whether to pay rent, mortgage, or forego medicine or food.
• Offshoring industry = major suppliers in economic distress. The Global economy depends on the U.S. Consumer.
• China is in economic distress. Copied the fraud of the U.S. and Canada plus created Ghost Cities.
• Germany is committing economic suicide and quickly approaching economic depression.
• London is on the verge of Civil War.
• France is on the verge of Civil War.
• Layoffs are occurring globally - autos, consumer goods, electronics.
• Birthrate drops.
• To keep profits up, goods produced have inflation - food, groceries, cars, fuel, energy, housing all products.
• To keep up, or even, with cost of living (inflation), salaries inflate, wage strikes increase.
• The gains from the wage strikes vanish by the fraud committed by the Local Taxing Entities and the Central Appraisal Districts. This continues the circle of fraud. You got paid more as an employee and your local CAD took that money from you immediately in the form of higher property taxes, which by law is not an income tax but clearly that is what it has been illegally highjacked into.
• Housing - Home Price to Income Ratio, which should be 28%, is stretched in many areas to 65% which is bankruptcy of the Homeowner(s).
• Creation of a Crisis = Inflation + Covid + Printing Trillions = More Inflation. The idiot bureaucracy does not understand or does not care about cause and effect They believe in lining their pockets first, and that is socialism, and there are socialists on both sides of the isle. He who knows not that he knows not is a fool.
• Inflation leads to the government to print more money = devaluation of the currency.
• Office buildings start to vacate which leads to demolition and in very few instances adaptive re-use.
• Consumer pullback = Business pullback - Nationally and Globally.
• Social and political divisiveness is rising.
• Economic Volatility = Destroyer of Wealth.
• Supply Chain shocks.
• Farm Revenue is down due to cost of operations inflated up.
• Globalists, who benefited from the fraud, demand centralized decision making. The above proves they are wrong and are socialists. Socialism should be codified into Constitutional law as illegal.
• War, created to cover-up the violations of laws, fraud, graft, and corruption of those who profited from the fraud = Globalists.
• National focus and decentralization is required to put the power back in the hands of Mom and Pop. See article, Socialism vs the Collective Society.
• Unwind the debts in a civilized manner before the Market does it for you. Restore Stability. See Benefits of Eliminating Real Estate Tax in Favor of Uniform States Sales Tax and Draft of Bill to Repeal Real Estate Tax in Favor of Uniform States Sales Tax.
• Make food affordable again. The Trump administration including Dr. Oz and Robert Kennedy announced a new food pyramid based on healthy foods. This is very good. However, people are chemically addicted to hyper-manufactured food because of price. Healthy foods are great if you can afford them and know how to prepare them to maintain their vitamin content. Did you know there are 7 elements of real estate tax in your cappuccino?

Solution Required = Repeal all property taxes in favor of the Uniform States Sales Tax.

Here are some Benefits of Eliminating Property Tax in Favor of Uniform States Sales Tax:

• Fraud in overvaluation eliminated.
• Fraud in over taxation eliminated.
• Market Value vs Assessed Value eliminated.
• Central Appraisal Districts eliminated.
• Board of Directors at CADs eliminated.
• RPAs at CADs eliminated, "we destroy spreadsheets and working papers".
• Real Estate Tax Liens eliminated.
• Property Tax foreclosures eliminated.
• Violations of State Property Tax Code, State Constitution eliminated.
• Violations by the CADs and Taxing Entities, of The U.S. Constitution 1st, 5th, 14th, and 16th Amendments eliminated.
• No State would own the land beneath the property owner’s asset.
• Property Valuation Study by State Comptroller eliminated.
• Special Use Property Taxes, i.e. Hotel Guest Taxes, eliminated.
• Commercial Property Taxes eliminated.
• School District Bond Fraud eliminated.
• Fraudulent School District Bonds based on "implicit guarantor" of real estate taxpayer eliminated.
• Property Tax Consultants portion of business model (fraud by the CADs) eliminated.
• Inflation, and taxation on inflation created by the overvaluation and over taxation, eliminated.
• Equity Stripping eliminated.
• People would have money to afford healthier food.
• In 30 years, via amortization of the property, the owner would own the home outright with real value for retirement.
• Property owner would have investable funds to invest in an index fund, spend, or pay down mortgage.
• School Boards would have to answer to both the State and Local homeowners - Clarity in Balance Sheet and Funding.
• No School District would ever have access to the bond markets again.
• There would be Uniformity and application of laws.
• If left at the local level, then the school program should be switched to a fee-based system.
• Bond Debt would be brought down to a sustainable level via workout program to zero. 
• School Districts that have bond debt which cannot be paid off within 3 years would be forced into bankruptcy wiping out the balance of the bond debt, just like Detroit.
• School Districts would be forced to stay within their allotment of funds based on legitimate budgets.
• True Valuation Appraisals according to USPAP would be done without interference at a private level.
• Truth in borrowing would exist.
• Truth in lending would exist.
• School and Municipal Boards are held accountable both fiscally and legally.
• Money that would have gone directly to the tax coffers (based on the fraud) would instead be spent proportionally in the local economy from which to pay for the legitimate services of the municipality and school districts.
• Businesses remain in business without the threat of taxation extortion.
• HOA's in certain jurisdictions hold the right to foreclose on homeowners for unpaid HOA dues, eliminated.

Solution Required = Repeal all property taxes in favor of the Uniform States Sales Tax.

Resources:

https://www.realestatemindset.org

https://www.youtube.com/@realestatemindset/videos

https://www.youtube.com/watch?v=uY5EpJl5fUo, Daniela Cambone Interview

https://www.mockingbirdproperties.com/dcad

https://www.mockingbirdproperties.com/dcad#ArticlesLettersDiscussions

https://www.usdebtclock.org/  This is the real time U.S. Debt Clock. Not including unfunded liabilities