The Intentional Crash of your Purchasing Power
A Quantified Premonition

By Mitchell Vexler, November 16, 2025


If you really want to rescue the credibility of the U.S. Dollar, including the governments at both the State and Federal levels, then a coherent and consistent plan that the public understands and participates in, must be in place. 

 

It is said that “planning eases instability, consistency defeats confusion and clarity squashes disorder."

 

Four of the recent Articles I wrote called SCOTX Ultra Vires Constitutional Issues, The Legacy of Governor Abbott, For the Kids, and The Federal Reserve is a Failure – Thesis and Fact Part II, paint a picture and show the evidence of instability, inconsistency and lack of clarity all of which is a major concern. 

 

The lack of SCOTX involvement by not hearing a case, which must be heard according to the Supreme Court’s own doctrine, it temporarily sanctioned fraud allowing the State of Texas to override Ultra Vires (which would make people in the government responsible for their actions including fraud) and shielded constitutional overreach from judicial review. How do we know? We caught them and documented every step in the process of how the property owners have been defrauded financially and simultaneously suffered the hidden repeal of their constitutional rights.

 

The concept of Ultra Vires in Texas was established through legal precedents, particularly as highlighted in the Texas Supreme Court case City of El Paso v. Heinrich in 2009, which allowed lawsuits against government officials for actions taken beyond their legal authority. This doctrine serves as a narrow exception to the broader principle of sovereign immunity, enabling claims against officials acting outside their granted powers.

 

The creation of the Appraisal Review Board (ARB), to placate the public’s concern of property overvaluation, has no authority in law to determine fraud nor does it have any knowledge of USPAP (Uniform Standards of Professional Appraisal Practice). In other words the ARB are the useful idiots used by the criminals who hide behind Ultra Vires and spout sovereign immunity thus creating the trifecta of we know nothing, we saw nothing, we heard nothing, now pay us your money or we will take you property which is the equivalent of RICO both at the State and Federal level. 

 

Thus, the ultimate dead zone of no uniformity of law and no uniformity of application of the law all of which is currently protected by SCOTX as the case has not been heard and is also ignored by the investigative authorities who refuse to enforce the black letter of the law.

 

It is irrefutable, that all tax must be fair and equal and the Central Appraisal Districts (CADs) fail this very basic tenet as do the School Districts in Texas and across the U.S. 

 

The public is entitled to a comprehensive list of laws, standards, actions and goals that are equally applied to all, including government officials, and they don’t like it when their leaders can’t articulate a cohesive, consistent and clear plan, because without such clarity of purpose, the U.S. economy, State economy and personal economy are at extreme risk. This is now playing out live with the elections of communists, socialists, and worse because for generations those States that operated without planning, consistency and clarity, have created instability, confusion and disorder that unfortunately, the rest of society will end up paying for.

 

When it comes to economics, vision is meaningless. Every idiot including the new mayor of NY, has an economic “vision” but clearly has no idea how to get from Point A to Point Z or the ramifications of their idiot decisions. 

 

This lack of economic vision and clarity of purpose can also be said of those heads of States who refuse to admit the amount of school district bond fraud they have allowed to fester, or whose State debts have grown beyond any ability whatsoever to pay and retire the debt, for example, California, NY, Illinois, New Jersey, and Massachusetts.

 

These 5 States alone have combined Total Assets of $2.2 trillion, combined Total Debt of $2.9 trillion and combined Unfunded Pension Liabilities of $832 billion. The problem is getting worse by the second in that it is the compound cumulative interest that is now many times larger than the initial principal and the idiots keep piling on new debt. Most states are required to maintain balanced budgets, but many shift costs to future taxpayers, leading to increased debt. This practice often masks the true financial health of the states. 

 

There is no doubt that we as an economic societal engine, are choking on sludge being the waste, fraud and abuse that the system chooses to protect rather than correct.

 

President Trump is dealing with problems that were created through decades of government and central bank debauchery and or deliberate sabotage. 

 

Governor Abbott is dealing with problems that were created during his terms as Texas Attorney General and the Governor, School District Bond Fraud and Real Estate Tax Fraud.

 

It is clear that the leadership in debt ridden States intend to sink their own ship because they believe the rest of society via the Federal Government will bail them out and they intend to keep and promote instability as they think they have something to offer when the system of those States collapses and that something is communism. Such perverse thinking being I will create strife and hold myself out as the savior of that strife, is not only criminal but symbolic of Munchhausen’s disease.  Socialism or communism is not a solution; it is a disease that may end up with the secession of Texas (which was formed as a Republic and has lost its way) from the Union.

 

President Trump, Governor Abbott and Governor DeSantis, regardless of personality quirks, likes, dislikes, etc. must operate immediately to prohibit instability, confusion and disorder and that is achieved through planning, consistency and clarity and do so jointly. It is the debt loads on the back of all property owners and citizens which creates fraud and Institutionalized Systemic Moral Hazard that ends up creating instability, confusion, and disorder which leads to socialism or communism.

 

Governor Abbott, who ten days ago, put forth Empowering Texas Taxpayers, which is a document that I retorted each and every delusional statement put forth by the Governor and or his “team” as seen in The Legacy of Governor Abbott, which shows that either he did not understand what was written or listened to people in his administration who do not understand the issues or they individually or jointly know the truth and intend to continue to allow the crime of fraud against all Texans. Either way, this Empowering Texas Taxpayers, as a major part of his re-election campaign, is an illusion of a solution to a problem that Governor Abbot refuses to recognize, quantify, articulate, plan and clarify and further the Attorney General of Texas refuses to answer the questions in the FOIA request. Thus, the Contract with Texas that is outlined in the article called The Legacy of Governor Abbott.     

 

Repeal the real estate tax in favor of the Uniform States Sales Tax thereby eliminating Systemic Moral Hazard at the State(s) level and restoring the balance sheet to the property owners where they own the land beneath their feet.

 

Responsible States should be planning for their own secession and hope the need never arises. Secession can come in many forms. One such form of secession could be a business pact among such states as Alabama, Alaska, Arizona, Arkansas, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming. 

 

The idea and ramifications of secession would not be necessary if consistency of limited debt, proper economic decisions, reversal of bond fraud, were mandated to bring our nation back to legitimate self-reliance and the removal of the political left from the equation, including globalists, socialists and communists within our shores.

 

Serious Governors and President Trump must deal with the mess left by decades of overspending resulting in debts that cannot be paid off. Peel back the interest in the fraud such as what was done in the Madoff Ponzi scheme. Peel back the interest on both the private and government debt to minimize the economic fallout thus saving the global economy, U.S. credibility, U.S. Treasuries, and restoring the balance sheet to property owners. To float the idea of a $2,000 dividend check from the Federal Government tariffs is half baked at best and a slap in the face, being here you go little person, now go away. It is tone deaf when you understand that the average property tax is 8.6% of a family’s gross income and the $2,000 does nothing to move the needle when many families are living off credit cards and when many seniors who are on fixed income do not have the money to pay property taxes. 

 

Every property owner and citizen wants leadership that they can believe in. Not the bait and switch tactics of the snake oil salesman. Lack of economic planning both at the State and Federal levels, messaging and debt reduction is what opened the door to the socialists. In the U.S. 37.8% of the household population is in harms way of bankruptcy or losing the roof over their head. This affects roughly 42,000,000 households.  The Federal Reserve created inflation by printing Trillions of dollars, not backed by assets, to pay interest on growing National Debt, and the School Districts via the CADs overvalued housing by 85% in the last 5 years by roughly $21.3 Trillion from which over $450 Billion was stolen from the property owners in 2024, both of which, the School Districts and FED, are the two largest purveyors of fraud in the U.S.  These 42,000,000 households are living paycheck to paycheck and are being defrauded by virtue of the overvaluation and over taxation at the hands of criminals at the CADs and School Districts who are temporarily sanctioned by the courts refusal to hear the evidence, and the investigative bodies who choose to turn a blind eye to the crimes being committed.  Why exactly should those people who have been defrauded not be looking elsewhere for solutions?

 

Why is this so important? If the school district bond debt were wiped out, and all property tax repealed, then the vast majority of 42,000,000 households would survive. (See Benefits of Repealing Real Estate Tax in Favor of the Uniform States Sales Tax). In addition, debt jubilees have occurred in the past and should be considered now to stop the compound cumulative interest. This debt forgiveness, due to the school district bond fraud perpetrated on society, must be non-taxable.  

 

The longer the frauds (created by the Federal Reserve and School Districts) go unabated the less the purchasing power of your dollar until the point that the system crashes.  The system crashes due to the void of leadership. The U.S. Dollar is in demand today because we are the best deviate on a really bad block of international currencies. The problem is fixable but takes real leadership.

 

Every taxpaying Citizen needs to participate by pushing their politicians into contractual relationships. (See The Legacy of Governor Abbott.)

 

Planning eases instability, consistency defeats confusion and clarity squashes disorder.

 

If Texas and Florida were the first to repeal all property tax in favor of the Uniform States Sales Tax, the rest of the capitalist States would quickly follow the example of what can be jointly accomplished. It takes leadership.

 

Empower Mom and Pop and eliminate socialism!

 

The documents referred to above are available & searchable at www.mockingbirdproperties.com/dcad.


December 25, 2025
Recapping recent articles, videos, & events related to school & municipal bond debts, property taxes, and the financial stability of property owners and tax paying citizens… along with a reminder that YOU CAN MAKE A DIFFERENCE.
December 22, 2025
Conroe Texas' example of the pattern & practice of Institutionalized Systemic Moral Hazard that's playing out across the US: Public Private Partnerships, School Bond Fraud, Economic Development Commissions. The common nexus is fraudulent overvaluation & over taxation of property, annually increasing to cover up fraud.
December 17, 2025
Prepared to go bankrupt to support your school district that is failing in education & equity stripping your home & future via the outstanding fraudulent school bond debt? Let's repeal all property tax in favor of Uniform States Sales Tax, end the socialist nightmare, & feed those strangled by the socialists.
December 15, 2025
Please forgive bluntness of this letter. The Financial Stability Oversight Council Report December 2025 has a conclusionary fatal flaw especially regarding pgs 29 – 38 which has ramifications in other areas of Report: fraudulent property tax, school district accounting & bond fraud and related State & Federal crimes.
December 12, 2025
What's the connection between Bitcoin, Trading, Federal Reserve, the Texas investigation of over-taxation, socialism, the repeal of property tax, & Precious Metals... a Crisis of Confidence... loss of faith in ability to achieve goals or trust institutions, leading to feelings of doubt & uncertainty about the future.
December 9, 2025
Attorney General Ken Paxton Launches Statewide Investigation of Nearly 1,000 Texas Cities to Ensure Municipal Transparency and Stop Illegal Tax Increases. If you believe a municipality is in violation of Section 103.001 or 103.003 of the Local Government Code you may file a complaint.
December 8, 2025
The Press & Federal Reserve have stated that we are not in a recession. The evidence is the opposite. Any one of the 50 issues presented here is enough to cause a recession or major credit crisis... Existing laws are not enforced... Measures need to be implemented... Stop Institutionalized Systemic Moral Hazard.
December 4, 2025
Basics of economics are not being taught. Health care costs have exploded. Individual, Local, State, & National debt is at all-time highs. Property taxes are stealing equity. Risk of bankruptcy or loss of home is increasing. Restore Mom & Pop’s balance sheet. Repeal property tax, in favor of Uniform States Sales Tax.
December 3, 2025
Inflation, loss of purchasing power, debt, and fraud… The real national security risk is the 37.8% (42,000,000) households that are in harms way of bankruptcy or losing the roof over their head.
November 30, 2025
To expand on yesterday’s Trials & Tribulations of Advocacy for Permanent Change – Repeal Property Tax in favor of Uniform States Sales Tax, this Part II will tie several elements together that we all experience & prove up why we must individually & collectively advocate for permanent change.
November 29, 2025
What does it take to effect change for the betterment of society? Are you willing to learn to help your family and society? Does helping society have to cost you money? Can my family and I benefit by being involved? What can I do to help? What can I expect for my efforts?
November 27, 2025
Your equity is being stripped while you sleep. CADs, School Districts, State Comptroller, Attorney General, Governor, Legislators all collude in promoting propaganda with taxpayer funds to make you to believe “it is for the children” & that there's nothing you can do about it, all while they commit crimes against you.
November 25, 2025
To repeat...Not only is the equity in your home being stripped while you sleep, so are your constitutional rights! This should concern every property owner & every citizen, because you're paying for it regardless of what State you live in. As goes California & New York, so goes Texas! As goes Texas, so goes the USA!
November 17, 2025
What makes confidence crash? Decreasing confidence is the warning sign. When markets crash, opportunities rise! Stock market is its own ecosystem/economy; it can go up, down, sideways. Just like people’s confidence, being irrational exuberance, depression, & it will be ok. Question is over what time frame?
November 12, 2025
The Governor Abbott's six element plan as released on November 9th 2025 is the continuation of the exact same pattern & practice of kicking the can down the road to the next person in charge. Let's quickly pull the plan apart, and then lay out what his "Contract with Texas" should be.
November 6, 2025
Not only is the equity in your home being stripped from you while you sleep, so are your constitutional rights! This should concern every property owner & every single citizen; you are paying for it regardless of what State you live. As goes California and New York, so goes Texas! As goes Texas, so goes the U.S.A.!
November 4, 2025
Comprehensive Review of Texas School Bonds. Outline from California Policy Center shows pattern & practice of defrauding voters in CA & Texas. Results in bankrupting school systems, equity stripping property owners, affecting all citizens. Many are suffering from cognitive dissonance, unwillingness to believe facts.
October 25, 2025
All property owners and taxpayers bear the responsibility to ensure that the School Districts and Central Appraisal Districts are adhering to the law. The law is to be applied with accuracy and fairness. The mission is fairness, not being the victims of bureaucracies.
October 21, 2025
Here is a list of questions to be asked by ALL concerned Citizens & Property Taxpayers at their local School District Board Meetings (motion to compel) wherein the School District raises bonds . (applicable across Texas and the U.S.)
October 19, 2025
Median household incomes cannot sustain the current levels of debt and high property taxes, including the associated school bond debts. Are you protected? Knowledge is key. It's time to get involved.
August 27, 2025
Effort to obtain OAG records by Mitch is reminiscent of Dr. Michael Burry's research for the 2008 financial crisis in several key ways. Both individuals employed a strategy of meticulous, data-driven analysis to expose a fundamental flaw in a complex financial system that was widely believed to be secure & stable.
August 14, 2025
Boomers bought homes for two or three times their annual income during an era when interest rates would fall for the next four decades - turning their mortgages via the amortization schedule into wealth-building machines as rates dropped from 15% to near-zero.
August 12, 2025
The Rule of Law is a principle stating that all individuals and institutions are subject to the same laws, ensuring equality and preventing arbitrary governance. It is fundamental to democracy, promoting justice, accountability, and the protection of rights.
August 11, 2025
While all property owners agree that property taxes are too high, owners become particularly incensed when property taxes are assessed unfairly due to improper market value appraisals. Owners don’t mind paying their fair share, but it is unacceptable to pay more than other owners pay for similar properties.
August 10, 2025
This is one more article in a series, that builds upon each other and allows my thought process to become more direct with the goal of helping distill the issues in byte size elements of understanding of both the macro and micro picture of debt and taxes mandated to support that debt.
August 9, 2025
It is through the writings of Thomas Paine to the Founding Fathers both individually and jointly, that form the basis from which the U.S. Constitution was derived and signed on March 4, 1789. Mr. Paine wrote Common Sense a book published in 1776. The writings of Mr. Paine form the basis of the U.S. Constitution.
August 7, 2025
Through the past several months of research, quite often a key word trips a thought process, which causes additional research and expansion of previous articles I wrote. This article falls under such expansion, with the goal to add clarity of why we are where we are and how not to fall prey to the narrative.
August 4, 2025
Through multiple articles including the Federal Reserve is a Failure & CPI The Big Lie, I made the case that most often, at the hands of government officials, the data is abused, made up, ill-timed (lag), ill-conceived, and simply wrong, and quite often wrong for political reasons.
July 23, 2025
Violating the black letter of law is an attack and offence to America’s founding principles which were created as a result of The American Revolution of 1776.
July 19, 2025
Are you prepared to go bankrupt to support your school district which is failing in education, equity stripping your money and your future via the outstanding fraudulent school district bond debt? If you knew that a child is going hungry and the difference between whether that child goes hungry or not is real estate
January 20, 2025
Gross Negligence... Criminal Conspiracy to Defraud... Equity Stripping... Repeal Real Estate Tax in favor of Uniform States Sales Tax
January 20, 2025
In the summation on the analysis on over 100 pages of information and articles on the Federal Reserve, combined with the current state of the U.S. economy and its citizens financial well-being, I have compiled a list of over 50 reasons why the Federal Reserve should be shut down:
January 1, 2025
Property Tax is illegal when there are no longer any enforced laws protecting rights of real estate taxpaying Citizens, when equity is stripped by compound cumulative over-taxation, when CADs & taxing entities' budgets & debts determine values on which to tax, when property tax system has become irretrievably corrupt..
December 18, 2024
I'd like to share the article "Who Owns the U.S. Debt?" found on visualcapitalist.com by Bruno Vendetti and expand on the topic to include a discussion on Modern Monetary Theory.
December 9, 2024
Following the last article that I wrote on Homestead and Circuit Breakers now comes more proof of fraud on a mass scale. I asked in one of the videos a very specific question to Mr. Don Spencer, the Chief Appraiser in the Denton County Central Appraisal District. Knowing, based on irrefutable evidence as found at www.mockingbirdproperties.com/dcad, that the real estate tax laws are being violated not just in Texas but in any County or Province that claims to use Uniform Standards of Professional Appraisal Practice, the question was, Mr. Spencer, what is to stop you from raising the real estate tax to infinity in 2025? The answer, by virtue of violating USPAP, is nothing. (See our violations reviewed pdf document.)
December 9, 2024
Circuit Breaker Limitation and Residence Homestead are examples of illegal regulations written by the Texas Legislature and exist both in temporary status with expiration dates and subject to amendment, to cover the fraud created by the Central Appraisal Districts on behalf of their owner the Taxing Entities.
November 21, 2024
My career was built on thought, as a result of thorough analysis with numbers at the forefront. Although it sounds tough, yet often stated by me, is that I don’t give a damn what someone has to say, but very much I care what can be proven. People / Media talk, yet the majority of the time, have nothing to say which in itself becomes divisive. Knowledge vs Ignorance. Repetition of ignorance is ignorance raised to the power two.
November 21, 2024
In reviewing the multitude of issues that we discovered or encountered with property tax appraisals and the protest/appeal value process in the Denton Central Appraisal District, one cannot help but stop and say, how is this sustainable? Can property owners in other appraisal districts across Texas, or across the U.S., survive this equity stripping attack?
November 21, 2024
Have you wondered why prices are so out of control? Governments never reduce consumer prices because they benefit from inflation, dissolving their political spending commitments in a constantly depreciated currency. Inflation is the perfect hidden tax. The government makes the currency less valuable by issuing more units of fiat money, partially dissolves its debt in real terms, collects more taxes, and presents itself as the solution to rising prices with subsidies in an increasingly worthless currency. That is why socialism and hyperinflation are one in the same. This is why elections matter. This is why math matters.
September 20, 2024
The depth of the property tax issues results in Equity Stripping. Property Value Fraud does not discriminate between party lines. Roughly 37% of the households (multifamily & single family) will go bankrupt and or lose their homes as a result of the fraudulent real estate tax scam being perpetrated on all of us.
September 13, 2024
Quantitative Easing leads to Quantitative Tightening , removal of liquidity in financial system. This is Inflation, loss of purchasing power. This is a form of Tax. Then QE=TAX at both Federal & local level. At local level, CADs created tax on inflation outside USPAP & Law by way of falsely increasing property values.
August 15, 2024
1) Bankrupt the CADs, force them out of existence and as we have seen in Missouri. Find the corruption, wherever it is, and expose it. Break those who would dare break your family, friends and you. 2) Eliminate property taxes, own the land under your investment. Replace with a quantifiable non-subjective sales tax.
May 8, 2024
Lawsuit Update May 2024... Let’s be clear. If the Commissioners Court of Denton County is running cover for Denton Central Appraisal District and it’s criminal activity, and if the Judge rules that DCAD has immunity and also rules that DCAD does not have to adhere to the law in the future, then the Judge and Commissioners Court (Judge Eads) have made the State of Texas violate the 1st, 5th, 14th, 16th and Article VI of the U.S. Constitution. It would also mean that the Judge would have chosen criminals over the Citizens of Denton County.
February 29, 2024
March 2024 Letter to Texas Real Estate Taxpayers & Governor Abbott... We need to discuss issues concerning Texas Central Appraisal Districts, and specifically, the Denton Central Appraisal District. Starting in 2016, we realized that DCAD was manufacturing values, to the point where lawsuits had to be filed annually. So we started documenting what has been done, how, by whom, the ramifications, and then tied what we learned to the Law and USPAP (Uniform Standards of Professional Appraisal Practice).
By Mitchell Vexler February 16, 2024
February 2024 Open Letter... Is Inflation Constitutional? Is Property Tax on Inflation Constitutional? Update on Denton Central Appraisal District Lawsuit and quick overview of deep corruption. Fifth Amendment Constitution of the United States of America "…nor be deprived of life, liberty, or property, without due process of law; nor shall private property be taken for public use, without just compensation."
January 14, 2023
January 2023 Open Letter to Denton County Taxpayers... Denton Central Appraisal District is Lawless! Ignoring a multitude of laws, then covering up their actions, using taxpayer’s money, is a direct correlation to Ponzi schemes. Theft at any level and any value is nondiscriminatory. Theft of your money and my money is illegal and unforgiveable. Theft of billions is criminal. Regardless of residential or commercial property ownership, this Open Letter is lengthy but just like an onion having many layers, the more you peel, the more the tears, and so typifies the layers of how the money is being stolen, the associated problems and the necessary solutions as outlined below.
By Mitchell Vexler May 19, 2021
Successful investments and project funding decisions are made by utilizing prior experience and applying mathematical or statistical analysis.
By Mitchell Vexler May 19, 2021
The institutional lender's perception often does not align with investors goals, or with the success of the project.