The Intentional Crash of your Purchasing Power
A Quantified Premonition

By Mitchell Vexler, November 16, 2025


If you really want to rescue the credibility of the U.S. Dollar, including the governments at both the State and Federal levels, then a coherent and consistent plan that the public understands and participates in, must be in place. 

 

It is said that “planning eases instability, consistency defeats confusion and clarity squashes disorder."

 

Four of the recent Articles I wrote called SCOTX Ultra Vires Constitutional Issues, The Legacy of Governor Abbott, For the Kids, and The Federal Reserve is a Failure – Thesis and Fact Part II, paint a picture and show the evidence of instability, inconsistency and lack of clarity all of which is a major concern. 

 

The lack of SCOTX involvement by not hearing a case, which must be heard according to the Supreme Court’s own doctrine, it temporarily sanctioned fraud allowing the State of Texas to override Ultra Vires (which would make people in the government responsible for their actions including fraud) and shielded constitutional overreach from judicial review. How do we know? We caught them and documented every step in the process of how the property owners have been defrauded financially and simultaneously suffered the hidden repeal of their constitutional rights.

 

The concept of Ultra Vires in Texas was established through legal precedents, particularly as highlighted in the Texas Supreme Court case City of El Paso v. Heinrich in 2009, which allowed lawsuits against government officials for actions taken beyond their legal authority. This doctrine serves as a narrow exception to the broader principle of sovereign immunity, enabling claims against officials acting outside their granted powers.

 

The creation of the Appraisal Review Board (ARB), to placate the public’s concern of property overvaluation, has no authority in law to determine fraud nor does it have any knowledge of USPAP (Uniform Standards of Professional Appraisal Practice). In other words the ARB are the useful idiots used by the criminals who hide behind Ultra Vires and spout sovereign immunity thus creating the trifecta of we know nothing, we saw nothing, we heard nothing, now pay us your money or we will take you property which is the equivalent of RICO both at the State and Federal level. 

 

Thus, the ultimate dead zone of no uniformity of law and no uniformity of application of the law all of which is currently protected by SCOTX as the case has not been heard and is also ignored by the investigative authorities who refuse to enforce the black letter of the law.

 

It is irrefutable, that all tax must be fair and equal and the Central Appraisal Districts (CADs) fail this very basic tenet as do the School Districts in Texas and across the U.S. 

 

The public is entitled to a comprehensive list of laws, standards, actions and goals that are equally applied to all, including government officials, and they don’t like it when their leaders can’t articulate a cohesive, consistent and clear plan, because without such clarity of purpose, the U.S. economy, State economy and personal economy are at extreme risk. This is now playing out live with the elections of communists, socialists, and worse because for generations those States that operated without planning, consistency and clarity, have created instability, confusion and disorder that unfortunately, the rest of society will end up paying for.

 

When it comes to economics, vision is meaningless. Every idiot including the new mayor of NY, has an economic “vision” but clearly has no idea how to get from Point A to Point Z or the ramifications of their idiot decisions. 

 

This lack of economic vision and clarity of purpose can also be said of those heads of States who refuse to admit the amount of school district bond fraud they have allowed to fester, or whose State debts have grown beyond any ability whatsoever to pay and retire the debt, for example, California, NY, Illinois, New Jersey, and Massachusetts.

 

These 5 States alone have combined Total Assets of $2.2 trillion, combined Total Debt of $2.9 trillion and combined Unfunded Pension Liabilities of $832 billion. The problem is getting worse by the second in that it is the compound cumulative interest that is now many times larger than the initial principal and the idiots keep piling on new debt. Most states are required to maintain balanced budgets, but many shift costs to future taxpayers, leading to increased debt. This practice often masks the true financial health of the states. 

 

There is no doubt that we as an economic societal engine, are choking on sludge being the waste, fraud and abuse that the system chooses to protect rather than correct.

 

President Trump is dealing with problems that were created through decades of government and central bank debauchery and or deliberate sabotage. 

 

Governor Abbott is dealing with problems that were created during his terms as Texas Attorney General and the Governor, School District Bond Fraud and Real Estate Tax Fraud.

 

It is clear that the leadership in debt ridden States intend to sink their own ship because they believe the rest of society via the Federal Government will bail them out and they intend to keep and promote instability as they think they have something to offer when the system of those States collapses and that something is communism. Such perverse thinking being I will create strife and hold myself out as the savior of that strife, is not only criminal but symbolic of Munchhausen’s disease.  Socialism or communism is not a solution; it is a disease that may end up with the secession of Texas (which was formed as a Republic and has lost its way) from the Union.

 

President Trump, Governor Abbott and Governor DeSantis, regardless of personality quirks, likes, dislikes, etc. must operate immediately to prohibit instability, confusion and disorder and that is achieved through planning, consistency and clarity and do so jointly. It is the debt loads on the back of all property owners and citizens which creates fraud and Institutionalized Systemic Moral Hazard that ends up creating instability, confusion, and disorder which leads to socialism or communism.

 

Governor Abbott, who ten days ago, put forth Empowering Texas Taxpayers, which is a document that I retorted each and every delusional statement put forth by the Governor and or his “team” as seen in The Legacy of Governor Abbott, which shows that either he did not understand what was written or listened to people in his administration who do not understand the issues or they individually or jointly know the truth and intend to continue to allow the crime of fraud against all Texans. Either way, this Empowering Texas Taxpayers, as a major part of his re-election campaign, is an illusion of a solution to a problem that Governor Abbot refuses to recognize, quantify, articulate, plan and clarify and further the Attorney General of Texas refuses to answer the questions in the FOIA request. Thus, the Contract with Texas that is outlined in the article called The Legacy of Governor Abbott.     

 

Repeal the real estate tax in favor of the Uniform States Sales Tax thereby eliminating Systemic Moral Hazard at the State(s) level and restoring the balance sheet to the property owners where they own the land beneath their feet.

 

Responsible States should be planning for their own secession and hope the need never arises. Secession can come in many forms. One such form of secession could be a business pact among such states as Alabama, Alaska, Arizona, Arkansas, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming. 

 

The idea and ramifications of secession would not be necessary if consistency of limited debt, proper economic decisions, reversal of bond fraud, were mandated to bring our nation back to legitimate self-reliance and the removal of the political left from the equation, including globalists, socialists and communists within our shores.

 

Serious Governors and President Trump must deal with the mess left by decades of overspending resulting in debts that cannot be paid off. Peel back the interest in the fraud such as what was done in the Madoff Ponzi scheme. Peel back the interest on both the private and government debt to minimize the economic fallout thus saving the global economy, U.S. credibility, U.S. Treasuries, and restoring the balance sheet to property owners. To float the idea of a $2,000 dividend check from the Federal Government tariffs is half baked at best and a slap in the face, being here you go little person, now go away. It is tone deaf when you understand that the average property tax is 8.6% of a family’s gross income and the $2,000 does nothing to move the needle when many families are living off credit cards and when many seniors who are on fixed income do not have the money to pay property taxes. 

 

Every property owner and citizen wants leadership that they can believe in. Not the bait and switch tactics of the snake oil salesman. Lack of economic planning both at the State and Federal levels, messaging and debt reduction is what opened the door to the socialists. In the U.S. 37.8% of the household population is in harms way of bankruptcy or losing the roof over their head. This affects roughly 42,000,000 households.  The Federal Reserve created inflation by printing Trillions of dollars, not backed by assets, to pay interest on growing National Debt, and the School Districts via the CADs overvalued housing by 85% in the last 5 years by roughly $21.3 Trillion from which over $450 Billion was stolen from the property owners in 2024, both of which, the School Districts and FED, are the two largest purveyors of fraud in the U.S.  These 42,000,000 households are living paycheck to paycheck and are being defrauded by virtue of the overvaluation and over taxation at the hands of criminals at the CADs and School Districts who are temporarily sanctioned by the courts refusal to hear the evidence, and the investigative bodies who choose to turn a blind eye to the crimes being committed.  Why exactly should those people who have been defrauded not be looking elsewhere for solutions?

 

Why is this so important? If the school district bond debt were wiped out, and all property tax repealed, then the vast majority of 42,000,000 households would survive. (See Benefits of Repealing Real Estate Tax in Favor of the Uniform States Sales Tax). In addition, debt jubilees have occurred in the past and should be considered now to stop the compound cumulative interest. This debt forgiveness, due to the school district bond fraud perpetrated on society, must be non-taxable.  

 

The longer the frauds (created by the Federal Reserve and School Districts) go unabated the less the purchasing power of your dollar until the point that the system crashes.  The system crashes due to the void of leadership. The U.S. Dollar is in demand today because we are the best deviate on a really bad block of international currencies. The problem is fixable but takes real leadership.

 

Every taxpaying Citizen needs to participate by pushing their politicians into contractual relationships. (See The Legacy of Governor Abbott.)

 

Planning eases instability, consistency defeats confusion and clarity squashes disorder.

 

If Texas and Florida were the first to repeal all property tax in favor of the Uniform States Sales Tax, the rest of the capitalist States would quickly follow the example of what can be jointly accomplished. It takes leadership.

 

Empower Mom and Pop and eliminate socialism!

 

The documents referred to above are available & searchable at www.mockingbirdproperties.com/dcad.


February 16, 2026
Why invest in Silver? Vexler has written 6 other related articles discussing metals, the Fed, manipulation, and application of law. Links to these articles are included here... along with 36 additional points for consideration.
February 12, 2026
Government entities choose to turn a blind eye to what is mathematically quantifiable & politically visible and politicians modify laws to placate the public, only exacerbating the growth of the debt... with no person or entity held accountable... The Thread of Inconsequential Actions can be seen across the U.S.
February 11, 2026
1/30/2026 Supreme Court of TX requested response from opposing counsel representing Denton CAD. We expect opposing counsel will put forth same nonsense to prohibit adjudication of fraud being perpetrated against every real estate owner & every citizen in Denton County. Perhaps SCOTX now sees the Constitutional issue.
February 10, 2026
Although my focus is on property tax fraud & school district bond fraud, in effort to help protect against theft & erosion of property rights, precious metals, I continue to share my thoughts in videos & writings because they are all connected. And there's important topic concerning investing in mining companies.
February 9, 2026
A CONTRACT FOR AMERICA... How to Fight
February 4, 2026
Vexler provides quick thoughts & comments on Central Appraisal Districts, property tax fraud, school district bond fraud, lack of accountability, compound cumulative effect of bond debt, funding priorities, socialism, gold's resurgence, and credibility... Repeal Property Taxes in Favor of Uniform States Sales Taxes.
February 3, 2026
Article written by Brandon Smith lays out how history is repeating. He states "sometimes the war chooses you and you have to adapt." There are parallels in his discussion with property tax fraud & school district bond debt. Participation in your local community is not an option... it is an obligation, for your future.
February 3, 2026
Taxpayers who know something is wrong with appraisal practices & property valuations within their appraisal district should push for a Forensic Audit. Here is a guideline for the Scope of Work Letter between Forensic Accountant & Central Appraisal District, listing many violations and fraudulent activity to uncover.
February 2, 2026
What changed with U.S. National Debt, school district bond fraud, or U.S. National Deficits in last 24 hours leading to the 1/30/26 precious metals crash? How is crash of metals any different than crash of crude oil 11/28/25? It isn’t, except for 1 thing, manipulation... if not, outright fraud & criminal activity.
January 30, 2026
If you acknowledge this list as “truths” or if you agree and can answer yes to a majority of these qualifying statements and questions, you should be… investing in Metals and getting involved in repealing all real estate tax in favor of the Uniform States Sales Tax.
January 29, 2026
Following up on article “socialism is a Noun” I kept thinking about psychology of socialism & proof not just in fact that it was a con from inception, but proof of why it self-terminates when it runs out of other people’s money to steal. Let's review a Bisnow article about proposed bond funding in Ft. Worth Texas.
January 26, 2026
There are many factors to consider with silver, gold, platinum (commodities). The Federal Reserve with no accountability & no oversight has been printing money, not backed by assets, to support the banks & cover the bond debt, i.e. cover compound cumulative fraud upon compound cumulative fraud. So, who owns the bank?!
January 16, 2026
This article links to others and digs deeper to show why socialism is the antithesis of capitalism & the U.S. Constitution and why socialism should be codified as illegal... Stop theft & fraud, repeal all property tax in favor of the Uniform States Sales Tax. Your involvement as taxpayer & property owner is crucial.
January 14, 2026
The 2 largest purveyors of fraud in the U.S. are the Federal Reserve & the School Districts which own the CADs and this is the Civil Rights issue of our generation. In my humble opinion, the true solution is to Chain the Doors of the Federal Reserve and repeal all property tax in favor of the Uniform States Sales Tax.
January 13, 2026
2011 Report from the Office of Inspector General, along with various letters, discussed & analyzed bank failures and provided recommended course of actions.. of which none were followed... and here we are today... let's review it all & the Federal Reserve.
January 9, 2026
State(s) Property Tax Codes are criminally violated, not just 1 or 2 sections of code, on an epic level, including failure to comply with Uniform Standards of Professional Appraisal Practice which is required in the code of law. Property Taxes must be repealed in favor of the Uniform State(s) Sales Tax to save us all.
January 7, 2026
The only way to insist, and get, permanent change starts with knowledge of the issues. Goal is to inform ALL, including politicians, and obtain advocacy from all levels of government. Share this article, all the links to other articles & links to videos. Together we will make a permanent difference.
January 5, 2026
Every Citizen should be greatly bothered by any political party, official, or judge refusing to adhere to Constitutional law, as in the end, all citizens regardless of party affiliation end up paying for the fraud created. Socialism, a means to perpetrate/perpetuate fraud, should be codified illegal. Protect yourself.
December 30, 2025
There's a direct correlation to property tax fraud, silver scam, & printing of money via U.S. Treasury & Federal Reserve. The nexus is the creation of false value being fraudulent property valuation from which to steal tax revenue, fraudulent paper chasing paper from which there is no physical to back up the paper...
December 26, 2025
Auditing serves as a critical function, providing credibility to financial information & enhancing accountability of governmental entities. If your school district & appraisal district are participating in a criminal conspiracy to defraud, you have a civic duty to expose them because it is your money they are stealing.
December 26, 2025
A Sampling of Recent Messages Attached to Petition Signatures
December 25, 2025
Recapping recent articles, videos, & events related to school & municipal bond debts, property taxes, and the financial stability of property owners and tax paying citizens… along with a reminder that YOU CAN MAKE A DIFFERENCE.
December 22, 2025
Conroe Texas' example of the pattern & practice of Institutionalized Systemic Moral Hazard that's playing out across the US: Public Private Partnerships, School Bond Fraud, Economic Development Commissions. The common nexus is fraudulent overvaluation & over taxation of property, annually increasing to cover up fraud.
December 17, 2025
Prepared to go bankrupt to support your school district that is failing in education & equity stripping your home & future via the outstanding fraudulent school bond debt? Let's repeal all property tax in favor of Uniform States Sales Tax, end the socialist nightmare, & feed those strangled by the socialists.
December 15, 2025
Please forgive bluntness of this letter. The Financial Stability Oversight Council Report December 2025 has a conclusionary fatal flaw especially regarding pgs 29 – 38 which has ramifications in other areas of Report: fraudulent property tax, school district accounting & bond fraud and related State & Federal crimes.
December 12, 2025
What's the connection between Bitcoin, Trading, Federal Reserve, the Texas investigation of over-taxation, socialism, the repeal of property tax, & Precious Metals... a Crisis of Confidence... loss of faith in ability to achieve goals or trust institutions, leading to feelings of doubt & uncertainty about the future.
December 9, 2025
Attorney General Ken Paxton Launches Statewide Investigation of Nearly 1,000 Texas Cities to Ensure Municipal Transparency and Stop Illegal Tax Increases. If you believe a municipality is in violation of Section 103.001 or 103.003 of the Local Government Code you may file a complaint.
December 8, 2025
The Press & Federal Reserve have stated that we are not in a recession. The evidence is the opposite. Any one of the 50 issues presented here is enough to cause a recession or major credit crisis... Existing laws are not enforced... Measures need to be implemented... Stop Institutionalized Systemic Moral Hazard.
December 4, 2025
Basics of economics are not being taught. Health care costs have exploded. Individual, Local, State, & National debt is at all-time highs. Property taxes are stealing equity. Risk of bankruptcy or loss of home is increasing. Restore Mom & Pop’s balance sheet. Repeal property tax, in favor of Uniform States Sales Tax.
December 3, 2025
Inflation, loss of purchasing power, debt, and fraud… The real national security risk is the 37.8% (42,000,000) households that are in harms way of bankruptcy or losing the roof over their head.
November 30, 2025
To expand on yesterday’s Trials & Tribulations of Advocacy for Permanent Change – Repeal Property Tax in favor of Uniform States Sales Tax, this Part II will tie several elements together that we all experience & prove up why we must individually & collectively advocate for permanent change.
November 29, 2025
What does it take to effect change for the betterment of society? Are you willing to learn to help your family and society? Does helping society have to cost you money? Can my family and I benefit by being involved? What can I do to help? What can I expect for my efforts?
November 27, 2025
Your equity is being stripped while you sleep. CADs, School Districts, State Comptroller, Attorney General, Governor, Legislators all collude in promoting propaganda with taxpayer funds to make you to believe “it is for the children” & that there's nothing you can do about it, all while they commit crimes against you.
November 25, 2025
To repeat...Not only is the equity in your home being stripped while you sleep, so are your constitutional rights! This should concern every property owner & every citizen, because you're paying for it regardless of what State you live in. As goes California & New York, so goes Texas! As goes Texas, so goes the USA!
November 17, 2025
What makes confidence crash? Decreasing confidence is the warning sign. When markets crash, opportunities rise! Stock market is its own ecosystem/economy; it can go up, down, sideways. Just like people’s confidence, being irrational exuberance, depression, & it will be ok. Question is over what time frame?
November 12, 2025
The Governor Abbott's six element plan as released on November 9th 2025 is the continuation of the exact same pattern & practice of kicking the can down the road to the next person in charge. Let's quickly pull the plan apart, and then lay out what his "Contract with Texas" should be.
November 6, 2025
Not only is the equity in your home being stripped from you while you sleep, so are your constitutional rights! This should concern every property owner & every single citizen; you are paying for it regardless of what State you live. As goes California and New York, so goes Texas! As goes Texas, so goes the U.S.A.!
November 4, 2025
Comprehensive Review of Texas School Bonds. Outline from California Policy Center shows pattern & practice of defrauding voters in CA & Texas. Results in bankrupting school systems, equity stripping property owners, affecting all citizens. Many are suffering from cognitive dissonance, unwillingness to believe facts.
October 25, 2025
All property owners and taxpayers bear the responsibility to ensure that the School Districts and Central Appraisal Districts are adhering to the law. The law is to be applied with accuracy and fairness. The mission is fairness, not being the victims of bureaucracies.
October 21, 2025
Here is a list of questions to be asked by ALL concerned Citizens & Property Taxpayers at their local School District Board Meetings (motion to compel) wherein the School District raises bonds . (applicable across Texas and the U.S.)
October 19, 2025
Median household incomes cannot sustain the current levels of debt and high property taxes, including the associated school bond debts. Are you protected? Knowledge is key. It's time to get involved.
August 27, 2025
Effort to obtain OAG records by Mitch is reminiscent of Dr. Michael Burry's research for the 2008 financial crisis in several key ways. Both individuals employed a strategy of meticulous, data-driven analysis to expose a fundamental flaw in a complex financial system that was widely believed to be secure & stable.
August 14, 2025
Boomers bought homes for two or three times their annual income during an era when interest rates would fall for the next four decades - turning their mortgages via the amortization schedule into wealth-building machines as rates dropped from 15% to near-zero.
August 12, 2025
The Rule of Law is a principle stating that all individuals and institutions are subject to the same laws, ensuring equality and preventing arbitrary governance. It is fundamental to democracy, promoting justice, accountability, and the protection of rights.
August 11, 2025
While all property owners agree that property taxes are too high, owners become particularly incensed when property taxes are assessed unfairly due to improper market value appraisals. Owners don’t mind paying their fair share, but it is unacceptable to pay more than other owners pay for similar properties.
August 10, 2025
This is one more article in a series, that builds upon each other and allows my thought process to become more direct with the goal of helping distill the issues in byte size elements of understanding of both the macro and micro picture of debt and taxes mandated to support that debt.
August 9, 2025
It is through the writings of Thomas Paine to the Founding Fathers both individually and jointly, that form the basis from which the U.S. Constitution was derived and signed on March 4, 1789. Mr. Paine wrote Common Sense a book published in 1776. The writings of Mr. Paine form the basis of the U.S. Constitution.
August 7, 2025
Through the past several months of research, quite often a key word trips a thought process, which causes additional research and expansion of previous articles I wrote. This article falls under such expansion, with the goal to add clarity of why we are where we are and how not to fall prey to the narrative.
August 4, 2025
Through multiple articles including the Federal Reserve is a Failure & CPI The Big Lie, I made the case that most often, at the hands of government officials, the data is abused, made up, ill-timed (lag), ill-conceived, and simply wrong, and quite often wrong for political reasons.
July 23, 2025
Violating the black letter of law is an attack and offence to America’s founding principles which were created as a result of The American Revolution of 1776.
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