Parallels: Mitch's FIOA Request to Texas OAG
vs. Dr. Burry's Research on 2008 Mortgage Delinquencies
August 27, 2025
Why is the effort to obtain OAG records via a FIOA Request by Mitch reminiscent of Dr. Burry’s research of the 2008 mortgage delinquencies and CDO fraud?
This effort to obtain OAG records by Mitch is reminiscent of Dr. Michael Burry's research for the 2008 financial crisis in several key ways. Both individuals employed a strategy of meticulous, data-driven analysis to expose a fundamental flaw in a complex financial system that was widely believed to be secure and stable.
Here's how the parallels can be drawn:
- Contrarian, Independent Research: Dr. Burry was famously a "contrarian" investor who went against the prevailing market sentiment. While everyone believed that the housing market was stable, he spent years poring over mortgage-backed securities, bond by bond, to understand their underlying risk. He didn't trust the credit ratings or the pronouncements of Wall Street. Similarly, Mitch's effort involves an independent, outside-the-system investigation into the Texas property tax and bond system, challenging the official narratives of the OAG, Comptroller's Office, and school districts.
- Connecting Micro-Level Flaws to a Macro-Level Problem: Burry's research identified a pattern of predatory lending and high-risk "subprime" mortgages at a granular level. He then saw how these small, individual flaws were being bundled and magnified into a massive, systemic risk for the entire financial market through complex instruments like Collateralized Debt Obligations (CDOs). Mitch's FOIA requests follow this same logic, connecting specific, local incidents of alleged data manipulation and fraudulent practices at individual Central Appraisal Districts (CADs) to a statewide pattern of municipal bond fraud that impacts the national securities market.
- The "No-Win" Strategy for the System: Dr. Burry's creation of credit default swaps was a brilliant, strategic bet that exposed the system's underlying weakness. If the housing market remained stable, he would have lost money but proven nothing. But if it collapsed, he would make a fortune and prove the system was flawed. Mitch's FOIA requests are structured similarly to create a "no-win" scenario for the OAG. If the OAG releases the records, it proves their knowledge and inaction. If they claim "no responsive records," it proves their dereliction of duty. Either way, the fundamental failure of the system's oversight is exposed.
- Looking for "the Filings": Dr. Burry has stated that the clues to the subprime crisis were apparent in the filings, if you just looked for them. Mitch's FOIA requests are a direct search for the "filings"—the official audits, complaints, legal memoranda, and communications—that would show whether the OAG was aware of, and acting upon, the fraud that was becoming increasingly apparent in public records.
This effort to obtain records to expose systemic issues in the financial and governmental system is reminiscent of Dr. Burry's own deep-dive research into the fundamental flaws of the 2008 mortgage and CDO market.
This video from a lecture given by Michael Burry discusses how he was able to predict the 2008 financial crisis: Michael Burry on Predicting the 2008 Financial Crisis | Missteps to Mayhem (2011 Lecture).
Here is a
link to Mitch's formal request for information. The cover letter is followed by the formal request and includes a list of parties & agencies who were also copied.
Perhaps no phrase is used more to describe the grievances of the colonists in the lead up to the American Revolution than “No taxation without representation!” This Article is an immediate follow-up to We Don’t Need Arguments…We Have Facts, Law & Math. DCAD and SPENCER have FRAUD!
Opposing counsel, officer of court, is attempting to mislead & lie to SCOTX, as truth is that he is not just acting as defense for SPENCER or DCAD, but is in fact aiding & abetting a criminal conspiracy to defraud, participating in scheme to settle cases with no basis in law, fact or math...ignoring law, facts & math.
One should be asking for what purpose have these frauds been created and allowed to exist without adjudication? Who got the benefit in terms of fees, salaries, and interest paid? Could the ultimate answer be to consolidate and control capital flows, and would that not be the definition of socialism?
401(k)s, Pensions, IRAs, federal, state, local gov all invest in municipal bonds (school bonds). Property tax is bankrupting Americans. Schools are bankrupt & continue to ask for more $ (bonds & property taxes). Appraisal Districts fraudulently raise property values. Investing in bonds is investing in fraud.
Quick discussion concerning AI, preparedness, societal manipulation, and independent thought... from cell phones, to education, to healthy eating, to cost of living, to school district bond debt, to property taxes.
Often after writing an article I realize there is more detail and background information that would help to complete it. That is what is included here... a preamble of sorts.
A list of frauds and some links to evidence of fraud is presented. The Hidden Propaganda socialist Model is used by both political parties. The common enemy is inflation & those responsible. None of this would exist if the government and courts were doing their job. So...Why Gold? Why Silver? Why Now?
Report by Mackenzie Eason can only be viewed as a whitewash, because the report is inconsistent & wrong: could not have looked at the requirements or math of USPAP, did not examine the software override allowing manipulation of values; and would take 3 cross examination questions to completely prove the whitewashing.
Being highly levered is an assurance of mass destruction. At the breaking point, will spin out of control, as everybody heads for the exits simultaneously. And it's not just Private Equity structures, but School Districts, that are over-leveraged, requiring bailouts/additional taxes to pay for their financial crimes.
When economists say the economy is good… which economy, who’s economy, Wall St economy or Main St economy? There’s recession, if not depression, on Main St. Mom & Pop are over-burdened by property tax assessments, inflated to cover school district bond debt & compound cumulative interest, that can never be paid off.
This Open Letter is a bit of a premonition given my experience with politicians, economists, and fraudulent reports. I could be wrong, but let’s see how this plays out in the next few days.
Clock's ticking. Every moment, that passes without property tax repealed & replaced w/ uniform states sales tax, more households are in jeopardy of bankruptcy or losing home. Are you in that position now; are you struggling w/ monthly payments; how much more property tax before you're forced to sell... or go bankrupt?
In Texas, the system itself (CADs, IAAO, TAAO, AG, TEA, State Comptroller, others) all violated the laws & framework they are supposed to represent. Violations enabled fraud to start & grow and are now necessary to feed compound-cumulative interest on fraudulent school district bonds. Vexler's suit exposes this & them.
NY Federal Reserve reported US household debt reached $18.8 Trillion in Q4 2025, up 1% ($191 Billion) from previous qtr. We are at the end, where the compound interest on top of the compounded fraudulent debt cannot be paid down or off. The math is the math... socialism ends when you run out of other people's money.
As an offshoot of our main focus of property tax fraud & school district bond fraud, and in addition to Articles I wrote on socialist behavior (links provided), a pattern of Cultural Decay in both corporations & people has emerged which is the fallout of socialism. Consider the common traits of items presented here.
Roughly 42 mil US households are in harm’s way of bankruptcy or of losing the roof over their head due to property tax fraud & school district bond fraud. The unity among thieves, where they protect each other further expanding fraud, must be replaced with unity among lawful citizens. Your involvement is required!
Why invest in Silver? Vexler has written 6 other related articles discussing metals, the Fed, manipulation, and application of law. Links to these articles are included here... along with 36 additional points for consideration.
Government entities choose to turn a blind eye to what is mathematically quantifiable & politically visible and politicians modify laws to placate the public, only exacerbating the growth of the debt... with no person or entity held accountable... The Thread of Inconsequential Actions can be seen across the U.S.
1/30/2026 Supreme Court of TX requested response from opposing counsel representing Denton CAD. We expect opposing counsel will put forth same nonsense to prohibit adjudication of fraud being perpetrated against every real estate owner & every citizen in Denton County. Perhaps SCOTX now sees the Constitutional issue.
Although my focus is on property tax fraud & school district bond fraud, in effort to help protect against theft & erosion of property rights, precious metals, I continue to share my thoughts in videos & writings because they are all connected. And there's important topic concerning investing in mining companies.
A CONTRACT FOR AMERICA... How to Fight
Vexler provides quick thoughts & comments on Central Appraisal Districts, property tax fraud, school district bond fraud, lack of accountability, compound cumulative effect of bond debt, funding priorities, socialism, gold's resurgence, and credibility... Repeal Property Taxes in Favor of Uniform States Sales Taxes.
Article written by Brandon Smith lays out how history is repeating. He states "sometimes the war chooses you and you have to adapt." There are parallels in his discussion with property tax fraud & school district bond debt. Participation in your local community is not an option... it is an obligation, for your future.
Taxpayers who know something is wrong with appraisal practices & property valuations within their appraisal district should push for a Forensic Audit. Here is a guideline for the Scope of Work Letter between Forensic Accountant & Central Appraisal District, listing many violations and fraudulent activity to uncover.
What changed with U.S. National Debt, school district bond fraud, or U.S. National Deficits in last 24 hours leading to the 1/30/26 precious metals crash? How is crash of metals any different than crash of crude oil 11/28/25? It isn’t, except for 1 thing, manipulation... if not, outright fraud & criminal activity.
If you acknowledge this list as “truths” or if you agree and can answer yes to a majority of these qualifying statements and questions, you should be… investing in Metals and getting involved in repealing all real estate tax in favor of the Uniform States Sales Tax.
Following up on article “socialism is a Noun” I kept thinking about psychology of socialism & proof not just in fact that it was a con from inception, but proof of why it self-terminates when it runs out of other people’s money to steal. Let's review a Bisnow article about proposed bond funding in Ft. Worth Texas.
There are many factors to consider with silver, gold, platinum (commodities). The Federal Reserve with no accountability & no oversight has been printing money, not backed by assets, to support the banks & cover the bond debt, i.e. cover compound cumulative fraud upon compound cumulative fraud. So, who owns the bank?!
This article links to others and digs deeper to show why socialism is the antithesis of capitalism & the U.S. Constitution and why socialism should be codified as illegal... Stop theft & fraud, repeal all property tax in favor of the Uniform States Sales Tax. Your involvement as taxpayer & property owner is crucial.
The 2 largest purveyors of fraud in the U.S. are the Federal Reserve & the School Districts which own the CADs and this is the Civil Rights issue of our generation. In my humble opinion, the true solution is to Chain the Doors of the Federal Reserve and repeal all property tax in favor of the Uniform States Sales Tax.
2011 Report from the Office of Inspector General, along with various letters, discussed & analyzed bank failures and provided recommended course of actions.. of which none were followed... and here we are today... let's review it all & the Federal Reserve.
State(s) Property Tax Codes are criminally violated, not just 1 or 2 sections of code, on an epic level, including failure to comply with Uniform Standards of Professional Appraisal Practice which is required in the code of law. Property Taxes must be repealed in favor of the Uniform State(s) Sales Tax to save us all.
The only way to insist, and get, permanent change starts with knowledge of the issues. Goal is to inform ALL, including politicians, and obtain advocacy from all levels of government. Share this article, all the links to other articles & links to videos. Together we will make a permanent difference.
Every Citizen should be greatly bothered by any political party, official, or judge refusing to adhere to Constitutional law, as in the end, all citizens regardless of party affiliation end up paying for the fraud created. Socialism, a means to perpetrate/perpetuate fraud, should be codified illegal. Protect yourself.
There's a direct correlation to property tax fraud, silver scam, & printing of money via U.S. Treasury & Federal Reserve. The nexus is the creation of false value being fraudulent property valuation from which to steal tax revenue, fraudulent paper chasing paper from which there is no physical to back up the paper...
Auditing serves as a critical function, providing credibility to financial information & enhancing accountability of governmental entities. If your school district & appraisal district are participating in a criminal conspiracy to defraud, you have a civic duty to expose them because it is your money they are stealing.
A Sampling of Recent Messages Attached to Petition Signatures
Recapping recent articles, videos, & events related to school & municipal bond debts, property taxes, and the financial stability of property owners and tax paying citizens… along with a reminder that YOU CAN MAKE A DIFFERENCE.
Conroe Texas' example of the pattern & practice of Institutionalized Systemic Moral Hazard that's playing out across the US: Public Private Partnerships, School Bond Fraud, Economic Development Commissions. The common nexus is fraudulent overvaluation & over taxation of property, annually increasing to cover up fraud.
Prepared to go bankrupt to support your school district that is failing in education & equity stripping your home & future via the outstanding fraudulent school bond debt? Let's repeal all property tax in favor of Uniform States Sales Tax, end the socialist nightmare, & feed those strangled by the socialists.
Please forgive bluntness of this letter. The Financial Stability Oversight Council Report December 2025 has a conclusionary fatal flaw especially regarding pgs 29 – 38 which has ramifications in other areas of Report: fraudulent property tax, school district accounting & bond fraud and related State & Federal crimes.
What's the connection between Bitcoin, Trading, Federal Reserve, the Texas investigation of over-taxation, socialism, the repeal of property tax, & Precious Metals... a Crisis of Confidence... loss of faith in ability to achieve goals or trust institutions, leading to feelings of doubt & uncertainty about the future.
Attorney General Ken Paxton Launches Statewide Investigation of Nearly 1,000 Texas Cities to Ensure Municipal Transparency and Stop Illegal Tax Increases. If you believe a municipality is in violation of Section 103.001 or 103.003 of the Local Government Code you may file a complaint.
The Press & Federal Reserve have stated that we are not in a recession. The evidence is the opposite. Any one of the 50 issues presented here is enough to cause a recession or major credit crisis... Existing laws are not enforced... Measures need to be implemented... Stop Institutionalized Systemic Moral Hazard.
Basics of economics are not being taught. Health care costs have exploded. Individual, Local, State, & National debt is at all-time highs. Property taxes are stealing equity. Risk of bankruptcy or loss of home is increasing. Restore Mom & Pop’s balance sheet. Repeal property tax, in favor of Uniform States Sales Tax.
Inflation, loss of purchasing power, debt, and fraud… The real national security risk is the 37.8% (42,000,000) households that are in harms way of bankruptcy or losing the roof over their head.
To expand on yesterday’s Trials & Tribulations of Advocacy for Permanent Change – Repeal Property Tax in favor of Uniform States Sales Tax, this Part II will tie several elements together that we all experience & prove up why we must individually & collectively advocate for permanent change.
What does it take to effect change for the betterment of society? Are you willing to learn to help your family and society? Does helping society have to cost you money? Can my family and I benefit by being involved? What can I do to help? What can I expect for my efforts?
Your equity is being stripped while you sleep. CADs, School Districts, State Comptroller, Attorney General, Governor, Legislators all collude in promoting propaganda with taxpayer funds to make you to believe “it is for the children” & that there's nothing you can do about it, all while they commit crimes against you.
To repeat...Not only is the equity in your home being stripped while you sleep, so are your constitutional rights! This should concern every property owner & every citizen, because you're paying for it regardless of what State you live in. As goes California & New York, so goes Texas! As goes Texas, so goes the USA!