Math Matters - Median Household Income Matters
August 14, 2025
Boomers bought homes for two or three times their annual income during an era when interest rates would fall for the next four decades - turning their mortgages via the amortization schedule into wealth-building machines as rates dropped from 15% to near-zero.
Today's buyers pay five to six times their income or higher in major cities while rates can only go up from the historic lows due to the risk associated with the over valuation of real estate by fraud and fraudulent bond debt.
Where Boomers rode a 40-year tailwind of falling borrowing costs that inflated their assets while deflated their debt, current generations face headwinds everywhere, or worse, 37%+ of the households are facing the loss of the roof over their head or bankruptcy.
And now even worse, the Boomers are losing their good position and are being forced to hand back their equity, by way of the escalating and never-ending property taxes, becoming part of the 37%+ that face losing their home.
